International Insurances & The JoHo Foundation

Insurances for travel, work, study, volunteer, internships & long stay abroad

 

Verzekeringen voor reis, werk of studie in het buitenland (NL) 

Travel & Insurances

Work, Volunteer, Intern & Insurances

Insurances for expats & emigration

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Travel insurances & International insurances: introduction

Travel insurances & International insurances: introduction

International and Travel Insurances

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Travel Insurances

  • A long trip is the adventure of a lifetime and will broaden your world view. Experience what it is like to live in a different culture and let it change you, for the better! Meet new and interesting people, make life long friends and be awed by totally different cultures and traditions.
  • Let those pictures of breathtaking views and chilled out crowds be an inspiration for your trip. JoHo is here to encourage you to make it happen and to help you prepare for the stressful sides of traveling. A change of diet (and not to mention hygiene) may upset your stomach. Something unexpected might happen back home that may cut your travels short. JoHo can help you find the tools to deal with these situations and be prepared for both the up- and the downsides of traveling!
  • A crucial part for a carefree journey is a good travel insurance. On this page you can read more about JoHo's travel insurances for backpackers and (longterm) travelers and what to care for.    
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Why should you take out specialized travel insurance for a long trip abroad?

  • Regular travel or health insurances often only cover trips for a maximum number of days (for example 60, 90 or 180 days). This limits your flexibility!
  • Your health insurance from back home may not offer any coverage abroad or only in specific hospitals.
  • During a long trip you might undertake special activities like paid work or volunteering. Regular travel insurances usually don’t cover these kind of activities. The same goes for adventurous sports like skydiving, scuba diving and bungee jumping.
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Options for Travel Insurance for a long trip abroad

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Insurance for talent

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Why Insurances through JoHo?

Why Insurances through JoHo?

Why Insurances through JoHo

  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

  • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

  • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

  • You might have to deal with the damage, loss or theft of your luggage.

  • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.      

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days). 

  • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

  • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scubadiving and bungee jumping.

More on why to use JoHo

  • JoHo is one of the few organisations  where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialised insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organisation who has an established relationship with the insurer.

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Ask insurance advice 

 

 

International Insurances for volunteers and interns

 

Work, Volunteer and intern abroad insurances: introduction

Work, Volunteer and intern abroad insurances: introduction

International Volunteer Insurances

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Volunteer or intern abroad insurances

  • Working as a volunteer or intern offers a great learning experience. Meet new people and make a difference! You will develop your knowledge and skills, as well as that of others. You will gain international skills, contribute to a better world and gain useful experience for on your resume.
  • However, just like at home there is always a chance that something goes wrong during your time abroad. Such as sickness, accidents, stolen luggage and of course things that can go wrong back home that you may need to return for. 
  • If you have the right travel insurance it will help you financially and offer help when you need it. On this page you can read about how you can make sure you’re properly insured before, during and after your work as a volunteer.
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Why insure specifically as a volunteer or intern abroad?

  • Volunteer projects, foundations, NGOs and local companies typically don’t have suitable insurance. Even if they do, it might only be valid during your time at work and not during your daytrips.
  • Regular travel insurances often don’t cover volunteering abroad or your work as an intern.
  • Volunteerwork and internships often involves doing work for which you are not trained or have little experience doing. This might result in a higher chance for accidents.
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Options for work, volunteer and intern abroad insurances

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Insurance for talent

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CareMed International Insurance
DAN Diving Insurance: duikverzekering voor duikers en divemasters
Safetywing Nomad Insurance
World Nomads Travel Insurance

JoHo Special ISIS

De speciale verzekering voor betaald werk in het buitenland

 

International Insurances for expats and emigrants

 

Expats and Emigrants Health Insurances

Expats and Emigrants Health Insurances

JoHo Insurances offer the best expat insurance packages from reputable international insurance companies.

International Expat Insurance

  • The International Expat Insurances Package consists of several essential coverages, designed in favour of expats and their family members. Professional assistance is offered worldwide when sickness, accident or even death occurs. Assistance is also available in case of loss of income. With this insurance you are completely free to get medical treatment in a hospital of your personal choice. This includes private hospitals.
  • Read more about International Expat Insurance

April MyHealth International

  • APRIL International Care France, an insurance intermediary, designs, distributes and manages insurance solutions and assistance services for individuals, travelers, expatriates and businesses.
  • Read more about April MyHealth International

Globality Health Yougenio

  • "Globality Health Yougenio is the international health insurer with a special focus on expatriates. For people who study, travel, and people living and/or working abroad. With more than 80 years of experience in health insurance, we provide our customers the convincing competence of an international network of assistance and service partners. As an integral part of Munich Health, with more than 5,000 experts at 26 locations, we offer healthcare solutions for clients and partners all over the world."
  • Read more about Globality Health Yougenio

Allianz International Health Insurance

  • The Allianz Worldwide Care International Health Insurance offers a comprehensive coverage for expatriates and their family with a choice of three different levels of cover.
  • There are several insurance plans you can choose from. In either way you need to choose one of the four Core plans. Allianz offers an optional deductible for the Core plan. This can be a very high deductible.
  • Read more about Allianz International Health Insurance

CIGNA International

  • CIGNA International Expatriate Benefits has more than 25 years’ experience and is the world's largest provider of employer-sponsored healthcare benefits. A comprehensive array of flexible products and funding options, coupled with simplified administration, provides coverage for expatriates around the world. And, like many of our customers, we have a local presence in many jurisdictions around the globe, which translates into first-hand knowledge of regional healthcare issues.
  • Read more about CIGNA International

    Or visit JoHo Expatinsurances.org for more international insurance options and advice

    International JoHo Insurances

    JoHo Insurances provides advice on international insurances to everyone who goes abroad for a long time. Worldwide, for emigration, work, study and travel.

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    More about the JoHo Foundation and your  insurances

    JoHo & Insurances: why?

    Why Insurances through JoHo

    • Specialized: in emigration, work, internships, study and travel abroad.

    • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

    • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

    • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

    Why Should You Take Out A Travel Insurance?

    • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

    • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

    • You might have to deal with the damage, loss or theft of your luggage.

    • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.

    Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

    • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).

    • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

    • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scuba-diving and bungee jumping.

    More on why to use JoHo

    • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

    • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

    • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

    • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insurer.

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